Economic Scheme


Andhra Pradesh Scheduled Tribes Cooperative Finance Corporation Limited., (TRICOR) Hyderabad was established in October, 1976 with Registration No. T.A. 843 under A.P Cooperative Societies Act 1964 with a share holding pattern of 51:49 percent between the State and Central Government respectively.

As per the Government policy decision, the TSSTCFC (TRICOR) should not be a lending agency and should act as facilitator by giving 80% or Rs.5,00,000/- whichever is less as subsidy on the unit cost.


  • All round development of scheduled tribes in the state with special attention to Tribal Sub plan areas Economic development of STs by providing financial assistance to ST families below poverty line to take up economic support activities.
  • To provide credit for development of agriculture and for poverty alleviation.
  • To provide financial assistance to STs for creation of income generating assets.
  • To accelerate pace of Economic Development of Scheduled Tribes.
  • To provide training programmes for skill upgradation leading to self employment.
  • To empower ST women self help groups for taking up economic support activity.
  • To plug critical gaps of finance in Economic Support Schemes.
  • To coordinate implementation of SGSY, CMEY, PMRY (ST component) and NSTFDC programmes.

Administrative Setup

  • TRICOR and Administrative Setup in the Districts Commissioner, Tribal Welfare, Telangana State, Hyderabad is the Ex-officio Managing Director of the corporation who is assisted by Managing Director and other supporting staff.
  • The districts where ITDAs are functioning, poverty alleviation programmes are implemented by these ITDAs only.
  • In all other districts in the state district level committees are formed with the Collector as Chairman and District Tribal Welfare Officer as Member Secretary for implementing poverty alleviation programmes.
  • The TRICOR head office formulates policies in terms of preparing annual action plans and monitors implementation of schemes by way of conducting review meetings while obtaining monthly progress reports.
  • The Corporation mobilizes financial resources form State and Central Government and other financial institutions and in turn releases to ITDAs/ District Level Committees (DLCs) for implementation of schemes, besides mobilizing 6% earmarked funds from the local bodies, the institutional finances from banks and from 6.6% TSP from line Departments. The Managing Director manages the affairs of the Corporation under the guidance of the governing body of TRICOR.

Plan Summary:

Physical Target for coverage: to cover 3121 (Adilabad-1423, Asifabad-880, Mancherial-353 & Nirmal-465) ST families during 2017-18 with special focus on PVTGs and vulnerable sections.
  1. Unit cost is as per the NABARD approved cost. The average unit cost shall be at Rs.2.00 lakhs.  However the actual requirement of unit cost as per the local conditions shall be proposed with justification duly indicating the NABARD unit cost for the same.
  2. Quantum of Subsidy: 80% subsidy for the unit cost upto 1.00 lakhs , 70% subsidy for the unit cost upto 2.00 lakhs and 60% subsidy for the unit cost above 2.00 lakhs subject to a maximum of Rs.5,00,000/- whichever is less.
  3. Identification of beneficiaries: POs/APOs and DTWOs have informed that there is established procedure of identification collectively for the SC/ST & BC for various schemes under the guidance of the District Collectors and no problems are reported and hence the same would be followed
  4. Role of IKP: Wherever the banks are not cooperating, the existing procedure for sanction & release of amounts to MMS/VOs shall be followed. The functional convergence in identification and grounding as per the G.O.Ms.No.76 & 60 shall be continued.
  5. Self employment schemes: While proposing the self employment scheme, the requirements under Transportation plan, Contractor development scheme and Driver-cum-owner tie up scheme shall be kept in mind.
  6. e-Payment of subsidy directly to the beneficiary accounts: As per the Govt. orders vide Go. Ms.No.267 e-payment of subsidy directly to the non-operative account of the beneficiary is to be implemented.

Plan Focus – 2017-18:

  • To cover Individual ST Households.
  • To give priority for poorest of poor ST households.
  • To provide asset oriented economic schemes
  • 35-40 % house-holds of physical target – to be covered through women beneficiaries.
  • Primitive Vulnerable Tribal Groups
  • Educated unemployed Youth
  • Rural  women
  • Agriculture Landless Labourers
  • Small & Marginal Farmers
  • Bonded Labour
  • Differently abled persons
  • Single Woman/ widows

Identification of Beneficiaries & Functional Convergence:

  • Identification of beneficiaries  to be done in Tribal areas under functional convergence  with SERP and other  Line  departments
  • The BPL criteria is based on Income Limit fixed by Government as per G.O.No. 27,  dt:23.07.2008 (Rs.2,00,00 pa in Urban areas and Rs.1,50,000 pa  in rural areas)
  • Through Mandal level Screening Committee
  • Proposals updated online with certificates and Bank Account
  • Online generation of Proceedings
  • Online transfer of funds to Bank Account
  • Grounding
  • No Beneficiary contribution

Within the above income limit,

  • Priority to cover needy / interested poorest of poor (POP) ST households from the database of SERP identified in Rural areas under UNNATHI Programme.
  • Advance steps for identification of  beneficiaries through Grama  Sabhas under “Joint Identification Process”
  • Eligible cases referred by elected representative and received through the Grievances Cell which are not covered under the survey of SERP
  •  Availability of Ration Card (WAP / TAP / RAP) is made mandatory for selecting the beneficiaries.
  • Tracking of Beneficiaries with regard to identification / sanction /grounding / Post grounding / Evaluation to be done in tie-up with SERP and other Line departments under functional convergence.

ITDA take up developmental activities for the welfare of  tribals living in agency area as well as plain Mandals to provide Economical Support Schemes in the following sectors

Agriculture –

Tractor, Plough Bullock, Thresher, Taiwan Sprayer etc

Animal Husbandry –

Dairy units, poultry units, Milch Animals, Sheep units, breeding bulls etc

Fisheries –

Fish ponds, country boats, Fish seeds, teppas, nets, cycle etc

Self Employment Schemes –

Concrete Mixer, Centering Unit, Xerox, Photo Studio, Brick Making etc..

Transport Sector –

Pickup van, Tata Indica, Tata Magic, Diesel Auto etc

ISB Sector –

Auto, Kiranashop, Cloth store, Tailoring Unit, Tent house, Flour mill, etc.

TRICOR Action Plan 2017-18
  • During the year 2015-16, 1310 various units worth Rs. 15.38 crores with subsidy of Rs. 11.22 crores have been sanctioned and 626 units with subsidy of. Rs. 5.17 Crores have been grounded so far.
  • For the year 2017-18 for sanction of 3121 units worth Rs. 53.76 Crores with subsidy of Rs. 35.50 Crores have been approved by MD, TRICOR, TS, Hyderabad.